Industries We Serve
19 Industries. 7 Markets. One Professional Standard.
We serve businesses across 19 sectors with dedicated service frameworks — not generic accounting advice. The difference is built into your management accounts every month.
Full Industry Coverage
Every Sector We Serve — Across All Seven Markets.
01 — Industry
Manufacturing & Textiles
Cost accounting, inventory valuation, IFRS financial statements, and standard costing for manufacturers seeking international financing, foreign buyer relationships, or cross-border market access.
Key Financial Challenges We Address
Cost Accounting & Overhead Absorption
Incorrect overhead absorption produces standard costs that don't reflect production economics. We design and maintain the cost accounting framework that allocates direct materials, labour, and manufacturing overhead correctly — producing defensible product costs every month.
Inventory Valuation at Three Stages
Raw materials, WIP, and finished goods each require correct valuation per IAS 2. We maintain inventory records, calculate closing valuations, and adjust for obsolete or slow-moving stock — ensuring your gross margin reporting is accurate.
IFRS Financial Statements for International Markets
Export contracts, international bank financing, and foreign buyer relationships increasingly require IFRS-compliant statements. We prepare full IFRS accounts covering IAS 2, IAS 16, IFRS 15, and IFRS 16 from your local accounting records.
Transfer Pricing for Multi-Entity Groups
Manufacturing groups with production in Pakistan and sales entities in the UK, UAE, or elsewhere require transfer pricing documentation. We prepare arm's-length pricing analysis and maintain the documentation that protects against regulatory adjustment.
02 — Industry
Trading & Distribution
Bookkeeping, inventory management, multi-currency accounting, and tax compliance for trading and import/export businesses across UAE, Pakistan, UK, Canada, and Australia.
Multi-Currency Inventory Accounting
Trading businesses purchasing in USD and selling in AED, GBP, or PKR must correctly record exchange differences and revalue foreign currency balances at period-end. We handle multi-currency bookkeeping with full IAS 21 compliance.
Import Duty & Landed Cost Tracking
Accurate gross margins for trading businesses require that landed cost — purchase price, freight, customs duty, and clearing charges — is captured at the product level, not estimated. We build and maintain the landed cost framework that produces accurate margin reporting.
VAT/GST Cross-Border Compliance
Trading businesses operating across multiple markets often trigger VAT or GST registration obligations in each market. We manage registrations, filing calendars, and reclaim positions across UAE, UK, Australia, Canada, and Pakistan simultaneously.
03 — Industry
Real Estate & Construction
Project accounting, revenue recognition under IFRS 15, VAT/GST on property transactions, and financial reporting for developers, investment holding structures, and construction groups.
Revenue Recognition on Long-Term Contracts
Construction revenue must be recognised over time or at a point in time depending on the contract terms and performance obligation analysis under IFRS 15. Incorrect treatment overstates or understates revenue and creates compliance risk with investors, auditors, and tax authorities.
VAT & Stamp Duty on Property Transactions
Property transactions in the UAE, UK, Pakistan, and Australia each carry distinct VAT/stamp duty/transfer tax implications. We advise on the tax treatment of acquisitions, disposals, rental income, and development sales in each market.
Investment Property vs. Development Asset Classification
The classification of property as investment property (IAS 40), owner-occupied (IAS 16), or inventory (IAS 2) determines subsequent measurement, depreciation, and fair value reporting. Incorrect classification produces materially misstated accounts.
04 — Industry
E-Commerce & Online Retail
Multi-channel reconciliation, COGS accuracy, inventory accounting, and sales tax compliance for DTC brands and marketplace sellers across Shopify, Amazon, WooCommerce, and TikTok Shop.
Multi-Channel Revenue Reconciliation
Amazon and Shopify operate settlement-based payout systems where the deposit differs from gross sales by fees, refunds, advertising credits, and chargebacks. We reconcile at gross transaction level so your P&L reflects true revenue and channel-level economics are visible.
Landed Cost & COGS Accuracy
Gross margin is only accurate if landed cost per unit is calculated correctly — purchase price, inbound freight, import duties, and 3PL charges included. Incorrect COGS makes every margin decision wrong. We build and maintain the landed cost methodology that produces accurate gross margin each month.
Sales Tax / VAT Nexus Compliance
Post-Wayfair economic nexus rules in the US, UK VAT on digital services, AU GST, and EU VAT OSS create filing obligations that most e-commerce businesses discover late. We manage registrations and filings proactively across all markets.
05 — Industry
Technology, SaaS & IT Exports
IFRS 15 revenue recognition, MRR/ARR reporting, burn rate tracking, investor-ready financials, and fundraising finance for startups, SaaS companies, and Pakistan IT exporters from pre-seed to Series B.
Revenue Recognition (IFRS 15 / ASC 606)
Annual subscription revenue collected upfront must be recognised ratably over the subscription term — not in the month of collection. Incorrect treatment overstates early revenue, understates deferred liability, and creates due diligence risk. We apply IFRS 15 correctly from day one.
Burn Rate & Runway Monitoring
Founders that track burn informally discover a funding gap later than they should. We maintain your burn rate and runway calculation monthly with a 13-week cash flow model, ensuring early warning before the runway shortens unexpectedly.
Pakistan IT Export Incentives & SBP Compliance
Pakistan-based IT exporters are entitled to favourable tax treatment on export proceeds subject to FBR and SBP compliance requirements including repatriation documentation. We manage the full compliance cycle and ensure export incentives are correctly claimed.
06 — Industry
Healthcare & Medical Practices
Practitioner-level profitability reporting, payroll and superannuation compliance, billing reconciliation, and tax advisory for clinics, allied health practices, hospitals, and medical groups.
Medicare & Insurance Billing Reconciliation
The reconciliation between billed amounts, expected reimbursements, actual payments, and write-offs is complex and high-volume. Gaps overstate revenue and mask collection shortfalls. We reconcile Medicare, Medibank, and private insurer revenue to the deposit level every month.
Practitioner-Level Profitability
Most practices cannot identify which practitioners generate returns. We build the accounting structure and reporting framework that answers this question from your actual records — enabling restructuring decisions to be made with financial confidence.
Payroll Compliance Across Markets
AU practices face superannuation guarantee obligations with specific calculation rules. UK practices manage PAYE and NIC under RTI. UAE practices must comply with WPS and GPSSA requirements. We manage full payroll compliance in each market.
07 — Industry
Logistics & Transport
Fleet P&L visibility, IFTA compliance, cost-per-mile reporting, and owner-operator management for trucking operators, freight forwarders, and distribution businesses in the US, Canada, and UK.
Lane & Vehicle-Level Profitability
Most logistics businesses cannot answer which lanes, loads, or vehicles are making money. Without per-unit cost allocation, your P&L tells you the aggregate but obscures every decision that would improve it. We build the reporting structure that answers this monthly.
IFTA Quarterly Compliance (US/Canada)
IFTA requires accurate mileage and fuel data across every jurisdiction. Errors create penalties and missed refund opportunities. We manage the full IFTA compliance cycle and maintain audit-ready records.
Freight Factoring Accounting
Factoring transactions are frequently mishandled — producing accounts that overstate revenue and misrepresent cash position. We record factoring correctly: advance, fee, reserve, and settlement — reconciled to your factor's statements every month.
08 — Industry
Professional Services
Engagement-level and partner-level P&L, WIP accounting, billing cycle cash flow management, and tax advisory for consulting firms, law practices, architecture firms, and advisory businesses.
Engagement & Partner-Level Profitability
Professional services firms frequently cannot identify which engagements are profitable. We build the reporting framework that produces engagement-level and partner-level P&L from your actual records — enabling commercial decisions that aggregate P&L cannot support.
WIP Management & Revenue Recognition
Time recorded but not yet billed must be correctly captured, valued, and written off when appropriate. Incorrect WIP management overstates unbilled work and produces revenue recognition that doesn't reflect completion stage.
Partner Remuneration Structuring
The split between base salary, profit share, draw, and capital contribution has significant tax implications in every market. We advise on the optimal structure for your firm's situation and jurisdiction.
09 — Industry
Financial Services & Fintech
AML/CFT compliance documentation, regulatory reporting, ITGC reviews, and financial accounting for financial services firms, fintechs, payment processors, and licensed entities in the UAE, UK, Pakistan, and Australia.
AML/CFT Compliance & Documentation
Financial services firms face AML programme requirements including risk assessments, customer due diligence, suspicious transaction monitoring, and goAML/Suspicious Activity Report obligations. We prepare AML health check documentation and support compliance gap remediation.
ITGC & Cybersecurity for Regulated Entities
Regulated financial firms face SAMA, NCA, FCA, ASIC, and FINTRAC technology risk requirements. Our technology risk practice delivers ITGC reviews, cybersecurity gap assessments, and regulatory readiness support against ISO 27001, NIST, and COBIT frameworks.
Financial Instrument Accounting (IFRS 9)
Correct classification and measurement of financial instruments under IFRS 9, including expected credit loss modelling, is a recurring challenge for financial services entities. We advise on classification, measurement, and ECL methodology.
10 — Industry
Startups & Venture-Backed Companies
Investor-ready books from incorporation, burn rate tracking, MRR/ARR reporting, and fundraising financial preparation for pre-seed to Series B founders across the US, UK, Canada, UAE, and Pakistan.
Investor-Ready Books from Day One
"Investor-ready" means management accounts complete, reconciled, and on an accruals basis for every month of trading history; COGS documented; a balance sheet that agrees to records; and GAAP-compliant accounting policies. We maintain exactly this standard throughout your engagement — not just before the due diligence data room opens.
Cap Table & Equity Instrument Accounting
SAFE notes, convertible notes, warrant instruments, and share options each have specific accounting treatment under IFRS and US GAAP. Incorrect classification creates balance sheet misstatements and restatement risk in the data room. We classify instruments correctly from the outset.
Additional Industries
Nine More Sectors We Serve.
Full accounting, tax, and advisory services available across all industries below. Contact us to discuss your specific sector requirements.
Oil, Gas & Energy
Cost classification, depletion & amortisation, regulatory compliance across UAE, Saudi Arabia, and Pakistan.
Contact Us →Education & Training
Fee income recognition, AASB/IFRS reporting, grant accounting, and tax compliance for schools, universities, and training providers.
Contact Us →Hospitality & Leisure
Revenue per key/cover reporting, multi-outlet P&L, GST/VAT compliance, and payroll for hotels, restaurants, and leisure groups.
Contact Us →Family-Owned Businesses
Group structuring, inter-company reporting, governance frameworks, and succession planning for family groups across Pakistan, UAE, and UK.
Contact Us →Charities & Non-Profits
ACNC, RNGO, and Section 42 reporting, grant management, fund accounting, and donor reporting for NGOs and charities.
Contact Us →Import/Export Businesses
Customs duty, landed cost accounting, trade finance documentation, and multi-jurisdiction tax compliance for importers and exporters.
Contact Us →Agriculture & Food
IAS 41 biological asset accounting, perishable inventory, food export compliance, and FBR/SBP requirements for agricultural exporters.
Contact Us →IT Exports & Freelancers
FBR export income tax incentives, SBP repatriation compliance, and bookkeeping for Pakistan-based IT exporters and freelancers.
Contact Us →Family Offices & Investment
Holding company structures, portfolio reporting, consolidated accounts, and wealth planning for family offices and investment holding entities.
Contact Us →Your Industry. Our Expertise.
Tell Us About Your Business. We'll Tell You Exactly How We Can Help.
A 30-minute industry-specific consultation with a senior Crestova adviser. Fixed-fee proposal within 48 hours.